First and foremost, the fees are very different: While adding an Amex Gold card authorized user will save you money in fees, the benefits awarded to the Amex Gold card authorized user are much more limited. Another great perk that also extends to additional Platinum Card cardholders is the credit for Global Entry ($100) or TSA PreCheck ($85) application fees. Featured Image Credit: This site does not include all credit card companies or all available credit card offers that are on the market. Opinions expressed here are the authors alone, and have not been reviewed, approved or otherwise endorsed by any of these entities. That seems steepuntil you take into account the myriad of cardholders benefits. Additional Platinum Card cardholders can also take advantage of complimentary Gold status with Marriott Bonvoy and Hilton Honors. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. I have a Platinum Card for myself and 2 others. Just like the personal Platinum Card, Gold card AUs earn: click here to leave your comment. You can add up to 99 authorized users to 1 Amex Platinum card account. Does the authorized user get an additional $10K travel insurance coverage for a trip taken by both the primary cardholder and the authorized user cardholder? Note: You can also add authorized users by calling the number on the back of your card. But, the Amex Platinum card can certainly be worth the $695 annual fee. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. Yes, Amex Platinum authorized users have access to the Amex International Airline Program. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. For more information on our advertisers, see here. One of these credits is the digital entertainment credit, which I will go into detail below. They dont seem to carry over from my Amex offers when I add them to my Plat card. The word Business . With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. Opinions and recommendations are ours alone. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. For an explanation of our Advertising Policy, visit. We'll run a soft credit check to find special offers, but it wont affect your credit score. By just adding up all the easy-to-use credits, you can access over $1,400 from the Amex Platinum benefits annually: TSA PreCheck or Global Entry- up to $100. Additional cardholders can't enroll online; they need to call the number on the back of their Platinum Card to enroll. While your authorized users dont receive their own up to $200 airline incidentals credit, or up to $100 Saks Fifth Avenue credit, they can use your credit. The card offers a host of benefits that include access to 3 major lounge networksand 2 complimentary hotel statuses that make traveling the world easier and more luxurious. It only costs $175 to add up three authorized users to the Platinum Card and they get a lot of the key perks . The AMEX Platinum Reserve normally carries an income requirement of $150,000 per year and an annual fee of $535. Totally worth the $175 for us. By adding three additional cardholders for $175, you can avoid these charges altogether. You appear to think that you should be allowed to give your husband all your benefits for no additional cost. Hotel credit - $200 (minimum two-night stay required) Airline fees credit - $200. Our points-obsessed staff uses a plethora of credit cards on a daily basis. The Amex Platinum Card offers eight main statement credits that can reduce the effective cost of the annual fee. Amex Platinum Card. In turn, this will put the hotel bill on your account. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. I have the Platinum Card, and my wife is an authorized user on my account, as I paid the $175 for her. Is adding Amex Platinum authorized users worth it? Lets have a look at all you need to know. This person does not necessarily need to be associated with the business itself and can be a friend or family member. The authorized user is honestly one of the best features of the Amex Platinum. This post has been updated with new information. To enroll an authorized user, they must call the number on the back of their card. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. Click here to see a list of advertisers that we work with. Hi Terry. The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (seerates and fees). When booking hotel rooms through American Express Fine Hotels & Resorts, Amex Platinum card authorized users are eligible for the following perks: Note that your authorized user must pay for the reservation with their authorized user card in order to receive these benefits. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. There are lots of incredible perks to the Amex Platinum Card, and Id argue that one of the best ways to maximize value with the card is to add authorized users. Then, read the terms and click theAgree & Submitbutton at the bottom of the page to order your authorized user cards. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. 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Your AMEX Platinum Benefits Made for exploration The Centurion Lounge - John F Kennedy International Getting you there $200 Airline Fee Credit Get up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by one selected airline to your Platinum Card Account. (rates and fees). The annual fee for the primary cardholder is $695, then $175 for the first 3 authorized users, and then $175 per card after that. . Hilton Honors Gold is included automatically on both the Hilton Honors American Express Surpass Card and The Hilton Honors American Express Business Card. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. You can add additional cardholders, but each additional cardholder after the third will cost you $175 (see rates and fees) per year. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. And there is no limit to the number of authorized users you can have. While this wont always be the case, in some instances you may even see a reward for doing so. Or will the first cause me to be charged $175, and the later two charged nothing? That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card. In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. For rates and fees of The Platinum Card from American Express, clickhere. Generally, transferring points and miles from one members airline or hotel loyalty program account to another can be difficult. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. The card has a $695 annual fee (see rates and fees). See our Advertiser Disclosurefor more details. The first key benefit that additional Platinum Card cardholders will enjoy is lounge access -- without the primary cardholder. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Authorized users arent given monthly Uber credits, either. Please view our advertising policy page for more information. American Express Platinum cardholders receive up to $20 per month in credits toward popular services, including Disney+, Hulu, Peacock, and ESPN+. Aside from the Global Entry or TSA PreCheck credit, authorized users dont get any of the additional credits that primary cardmembers receive, whether its the airline fee credit, Uber credit, digital entertainment credit, CLEAR credit, Equinox credit, Saks credit, etc. We may receive compensation when you click on links to those products. Can the authorized user use the International Airline program? This makes the process cheaper, easier, and often faster. Many premium credit cards provide free memberships or passes to airport lounges. If you have the Amex Platinum, have you added authorized users to the card? Authorized users dont get their own allotment of these credits. We take your comments very seriously as they really help us to improve the site. Or does it happen automatically when I add it to the primary card? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. the full suite of airport lounge access perks, An $85 TSA PreCheck or $100 Global Entry fee credit, the American Express Fine Hotels & Resorts, Welcome Offers On Amex Blue Business Cards, Maximizing Amex Offers: The Complete Guide, Amex International Airline Program (IAP) Guide, Please view our advertising policy page for additional details about our partners, Access to Amex Centurion Lounges; you can guest up to two people at no additional cost (, Access to Delta SkyClubs when flying Delta on the sameday; you can bring guests for $39 each, A Priority Pass membership (enrollment required), giving you access to 1,300+ lounges around the world; you can guest up to two people at no additional cost, Access to Plaza Premium Lounges; you can guest up to one person at no additional cost, Access to Escape Lounges, Air Space Lounges, and select Lufthansa Lounges, Authorized user spending will earn points at the same rate as the primary cardmember (like the personal card. However, these additional Gold Card cardholders don't have access to many of the benefits given to additional Platinum cardholders -- which is the price you pay if you're forgoing the $175 annual fee (see rates and fees). Authorized users on the Amex Business Platinum card and additional Amex Gold card users receive access to Global Entry or TSA PreCheck fee reimbursement, up to $100 every 5 years. Note that authorized users on the Amex Platinum must be at least 13 years old. I am still not sure how to add Amex offers to authorized users. That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. Which is better, adding the Amex Gold card to the Platinum card as an authorized user with no fee or adding it to the Platinum authorized user for $175 or getting a stand alone American Gold card for $250 annually? If the main cardholder pays off the card in full each month and otherwise has responsible spending habits, an authorized user will benefit from this history. Your feedback is important in helping us keep our community safe. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. If you want 4 AU's you will need to pay $350/yr. The perks that don't extend to additional cardholders are the welcome bonus, the annual airline-fee credit of up to $200, Uber VIP status, the monthly Uber credits, the prepaid hotel credit, the Clear membership credit, the digital entertainment credit, the Equinox credit and the credit of up to $100 at Saks. 2) Charges For Authorized-User Cards. The Amex Platinum Card is making a lot of noise recently. Click here to see a list of advertisers that we work with. The Platinum Card from American Express has long been one of the most powerful travel credit cards on the market. Youll also earn an additional welcome bonus as well if you meet the minimum spend requirement! Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). This works with no fee Green and Gold authorized user cards too. Extended Travel Insurance Coverage Authorized users have access to travel insurance coverages when using their card to make a qualifying purchase: So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. Fine Hotels & Resorts experience credit - $100. Is there a way I can enjoy a lounge in France while waiting for my flight to Spain? The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. 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